If you own a house and there is equity in the house, for example the house value exceeds the mortgage, then the Bankruptcy Trustee will most likely sell the house. If you don’t have any equity in your house, for example the mortgage outstanding exceeds the current value of the house, then your Bankruptcy Trustee may not sell it. The decision to sell your house will be up to the discretion of your Bankruptcy Trustee.
Bankruptcy can become complicated if you own your house jointly with your spouse or a third party. When a house is owned jointly, the Bankruptcy Trustee will only be able to realise the share in the property which the bankrupt held.